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and tags on every page of your site. -- × American Savings Bank Mobile Banking App for iOS Download × American Savings Bank Mobile Banking App for Android Download Skip navigation ASB Logo Skip navigation Personal Business LOG IN Checking & Savings Skip Checking & Savings Checking Savings Certificate of Deposit (CD) IRAs Credit Cards Skip Credit Cards Visa ® Credit Cards Loans & Lines Skip Loans & Lines Loans Lines of Credit Clean Energy Financing Overdraft Protection Mortgages Skip Mortgages Home Loans Mortgage Rates Home Equity Line of Credit Insurance & Investments Skip Insurance & Investments Life & Long-Term Care Insurance Investments IRAs Accidental Death & Dismemberment Insurance Hospital Accident Protection Online Banking Skip Online Banking Enroll Today Online Banking eStatements Bill Pay Pay a Friend Mobile Deposit Manage Contact Information Online Banking Security Online Banking Setup Learning Hub Services Skip Services Common Questions Direct Deposit Apple Pay Calculators Common Forms Debit Cards Deceased Customer Help Foreign Currency Exchange Identity Theft Letters of Credit Product Guides Rates Safe Deposit Box Wire Transfers Resource Center Skip Resource Center Financial Checkup Managing Your Money Preparing for the Unexpected Borrowing Wisely Saving for the Future SEARCH Checking & Savings Checking Savings Certificate of Deposit (CD) Credit Cards Small Business Visa ® Credit Cards Mid-Large Visa ® Business Credit Cards Loans & Lines Business Loans Business Lines of Credit Commercial Real Estate Loans Investments & Pensions Investments & Pensions Cash Management Overview Account Reconciliation / Positive Pay AmeriTax Online Lockbox Processing Zero Balance Account Collateralized Sweep Payroll Services EDI & Data Exchange Payments (ACH & Wire Transfers) Services Common Questions Business Overdraft Solutions Business Banking Team Commercial Banking Team Business Wire Transfers Online Banking for Business Foreign Currency Exchange Letters of Credit Manage Contact Information Merchant Services Product Guides Rates Small Business Association Resources Resource Center Resource Overview Start Your Business Grow Your Business Manage Your Business SEARCH ASB Logo Close mobile menu PERSONAL Checking & Savings Checking Savings Certificate of Deposit (CD) IRAs Credit Cards Visa® Credit Cards Loans & Lines Loans Lines of Credit Clean Energy Financing Overdraft Protection Mortgages Home Loans Mortgage Rates Home Equity Line of Credit Insurance & Investments Life & Long-Term Care Insurance Investments IRAs Accidental Death & Dismemberment Insurance Hospital Accident Protection Online Banking Enroll Today Online Banking eStatements Bill Pay Pay a Friend Mobile Deposit Manage Contact Information Online Banking Security Online Banking Setup Learning Hub Services Common Questions Direct Deposit Apple Pay Calculators Common Forms Debit Cards Deceased Customer Help Foreign Currency Exchange Identity Theft Letters of Credit Product Guides Rates Safe Deposit Box Wire Transfers Resource Center Financial Checkup Managing Your Money Preparing for the Unexpected Borrowing Wisely Saving for the Future BUSINESS Checking & Savings Checking Savings Certificate of Deposit (CD) Credit Cards Small Business Visa® Credit Cards Mid-Large Visa® Business Credit Cards Loans & Lines Business Loans Business Lines of Credit Commercial Real Estate Loans Investments & Pensions Investments & Pensions Cash Management Overview Account Reconciliation / Positive Pay AmeriTax Online Lockbox Processing Zero Balance Account Collateralized Sweep Payroll Services EDI & Data Exchange Payments (ACH & Wire Transfers) Services Common Questions Business Overdraft Solutions Business Banking Team Commercial BankingTeam Business Wire Transfers Online Banking for Business Foreign Currency Exchange Letters of Credit Manage Contact Information Merchant Services Product Guides Rates Small Business Association Resources Resource Center Resource Overview Start Your Business Grow Your Business Manage Your Business Hawaii's 2% Cash Back Unlimited Credit Card Learn More Online Banking -- SINGLE USER ACCESS LOG IN Enroll > Forgot Password > Help > -- Real Life, Real Answers Providing Convenient Banking Across Hawaii HOW CAN WE HELP YOU? Mortgages Loans & Lines Checking Savings Insurance & Investments Credit Cards -- Mortgage Rates Have Dropped Interested in Refinancing? See Rates > We're Here to Help Make an Appointment Make an Appointment > What's Right for You? Personal Loan or Line Learn More > Home Equity Line of Credit Get Cash Back See Promotion Details > Real Life, Real Answers Providing Convenient Banking Across Hawaii   Mortgage Rates Have Dropped Interested in Refinancing? We’re here to help Make an Appointment New 2% UNLIMITED Cash Back Rewards Visa ® Card -- How can I use my Home Equity? Home Equity Line of Credit What's right for you? Personal Loan or Line -- How can I use my Home Equity? Home Equity Line of Credit Home Equity Line of Credit Get Cash Back -- TAKE YOUR ONLINE FINANCIAL CHECKUP When it comes to money, we know how important it is to have a healthy perspective. Take your Financial Checkup to see your Financial Health. It only takes a few minutes. Get Started Make an Appointment -- Schedule appointment at a branch in 4 easy steps -- FINANCIAL WELLNESS RESOURCES MANAGING YOUR MONEY PREPARING FOR THE UNEXPECTED BORROWING WISELY SAVING FOR THE FUTURE Right Accounts We want to make managing your money simple. Whether that is finding the right account for your needs or helping you with online tools, we are in your corner. Learn More > Budgeting It is important to understand how much you make and spend each month. Getting a handle on what are must haves versus nice to haves is the start of budgeting. Learn More > Online Tools Banking has never been easier with online tools to help you keep a handle on your money when and where you want to. Learn More > Depositing Money In our constant pursuit to make banking easier, there are many ways now to deposit money into your account without having to come into the branch. Learn More > Protecting Loved Ones Taking care of your family is a priority. Making sure your children are provided for and your parents receive the care they need, requires a plan. We have professionals who can help make sure your plan is in place. Learn More > Protecting My Identity In today’s digital world, protecting your identity is very important. We have tools that can help. Learn More > Long Term Savings A great way to prepare for the unexpected is to proactively save. A general rule of thumb is to have 3-6 months of savings should you lose your job allowing you time to find a new job. Learn More > Rainy Day Fund Should an unexpected expense come up today, how would you pay for it? Having a rainy day solution for surprise expenses is a must. Learn More > Improving Credit Establishing or improving your credit is important to be able to borrow in the future and it often influences the rate you receive. The first step is knowing your score. Then you can take steps to improve it. Learn More > Homeownership Buying a home, whether it is your first time or you’ve bought before, can be a stressful process. We are here to remove that stress with solutions that meet your needs. Learn More > Using Credit Wisely Your credit score is an important factor to be able to borrow in the future and it often influences the rate you receive too. The first step is knowing your score. Then you can take steps to improve it and leverage credit wisely. Learn More > Leveraging The Value In My Home As you pay down your mortgage, you build equity in your home that you could use. You could also potentially lower your payment or term. We can help you determine the path that is right for you. Learn More > Life Event Whether you are try...